Community for high school exchange students and host families.

Costs to be an exchange student

Being an exchange student can be expensive.  Along with what you must pay to your organization to cover travel fees, you will typically require some spending money. You must also always be prepared for unexpected expenses, and should establish how you and your parents will be dealing with the expenses of your exchange before you leave your home country. Many organizations will charge between $9 000 and $10 000 for a year-long exchange, although organizations such as Rotary International (a worldwide service club) may facilitate exchanges for a much lower price 1. Your exchange organization should provide insurance, a flight, and a travel visa, also finding you a place to live and a school to attend. Some organizations help people pay for exchange by providing loans which will allow for payment of the whole fee (plus interest); these can last for up to 24 months. Many exchange students use scholarships to help with the cost of exchange, so be sure to check whether there are any opportunities of that sort present within your region. Depending upon the typical way of life within your home country, you might consider getting a part-time job before you go on exchange.

 

Being financially responsible

It is very important for an exchange student to be financially responsible. Many people go on exchange after having spent some time working, and thus have an idea of what they can afford to spend during their year abroad. Compared to what you might typically spend in a month in your home country,  going on exchange requires a significantly larger sum of money because your natural parents are no longer present to buy some of the things you need. Try to establish a suitable monthly budget for yourself which covers the cost of necessary items (cell phone bill, school books, school lunch, toiletries, public transportation, et cetera), along money for to be used for shopping, hanging out with friends, or tourist-y trips within your host region. Keep in mind that if you only have one year in your country, you’re probably going to want to go out far more than you did while living at home, and factor that into your budget!

Expected costs of the host-family

Also remember that host parents, though usually very kind, generous, and welcoming, should not be expected to pay for most of things you will need, depending on the rules established by your exchange organization. However, host parents should always have food available for you and must (of course!) pay the bills to keep their house warm and well-lighted. If your host family takes you out to a restaurant,  they will typically pay for your food unless other arrangements have already been made (it’s always a good idea to ask some “First Night Questions” 2 so that misunderstandings are avoided) because providing you with meals was something they agreed to do before you moved in to their house. However, if a family offers to take you on a trip to Disneyland or some other awesome place, you will likely be expected to pay for your plane ticket, bring your own spending money, and perhaps pay park entrance fees. This should be discussed long before any purchases are made. This will help to eliminate unnecessary confusion and often prevent resentment between you and your host family, making your exchange far more enjoyable.

Going on a exchange student trip

Many exchange students also have the option to participate in various trips with their exchange organization, either within their host countries or in some other nearby nations. These are fairly expensive – a 14 day excursion in the U.S. could cost between $1000 and $1500. For some students living in Europe, there is often an opportunity to tour several European countries for a period of time usually between two and three weeks; “EuroTour” may cost over $2000. In other European countries, you must choose from several small trips going to one country at a time, usually lasting between three and ten days. Prices for those will often be between $300 and $1200. Keep in mind that you don’t have to visit other countries to enjoy a year on exchange in Europe (or anywhere else, for that matter) – there is always much to see within your own country, with the help of cheap and widely available public transport.

Emergency fund in local currency

You should always go to your host country with an “emergency” fund in the local currency. This is required by many exchange organizations and must be given to an official with the organization for safekeeping. This is the money that will be used to cover medical fees (typically reimbursed by insurance) and other expenses in times of great urgency. In addition, it is always a good idea to bring some funds that you can use until you set up a local bank account (ask your host parents to help you with this) or otherwise have your finances organized. Bring a small notebook to write down your daily expenditures. Many exchange students receive the money they require via bank transfer; however, another option is to get a Visa or another credit card and use it to get money at the ATM as necessary in accordance with your budget. Tell your parents each time you do this, and have them put that money upon the card soon thereafter to keep things in good order. You will be charged a fee somewhere between five and seven dollars each time you make a withdrawal with a credit card from an ATM, so be sure to get enough money to last you a while!

Keep your budget

Being an exchange student is always incredibly fun, but you have to be careful to ensure that you don’t run out of funds before the end of the year! Budgeting may sometimes seem tedious, but keep in mind that you are practicing living independently: you are the sole person responsible for the decisions you make while on exchange. Always try to balance managing a reasonable budget and being financially smart with enjoying your exchange. At the end of the year, you will discover that you have become mature and autonomous in ways that you would have never even imagined.

1 Look into programs with Rotary International, as this worldwide service club will facilitate your exchange without demanding any sort of fee for their own payment – all of the money they ask for goes towards your plane ticket, insurance, and various other pre-exchange necessities!
2 ”First Night Questions”: suitable for all exchange students travelling to various countries to help establish ground rules upon arrival. Can be read in English as well as the host language. Find them at: http://www.rotary.org/EN/STUDENTSANDYOUTH/YOUTHPROGRAMS/ROTARYYOUTHEXCHANGE/Pages/FirstNightQuestions.aspx
 

https://paxo.se/smslan-2000-kr 

A friend of mine have create a website for welcome bonuses and odds. If you want to get the best betting bonuses I would suggest to visit the website.

Written by: Alana Megan Augart

Did you like this post?

Show your support and encourage us to work even harder by recommending it to your friends.

Comments

Name: Agholor Chris
Comment: Do you need a loan for any reason?contact us now with an affordable Loan Offer at 3% Interest Rate with a minimum of $1,000 and a maximum of $50,000,000,00 and If interested should please contact us at: missmonicahouseofloan@gmail.com for more info. You are required to fill out and send us the following details so that we can proceed with the loan transaction. Your Name: Address: State: Country: Sex: Age: Loan amount: duration: monthly income: Phone number: Loan purpose: missmonicahouseofloan@gmail.com Thanks, best regards as we await your urgent response. Miss monica
Created time: 2014-09-21T22:03:28+0000


Name: Malam Sha Saibu Solutiontemple
Comment: Do you desire Fame, Riches, Powers, Wealth and do you want all your dreams to come to pass? Are you an upcoming artist, dancer, businessman etc the Great Illuminati Society offers you a life time opportunity of making your desires come to accomplishment. If you are interested contact us now for more information on how you will be fully initiated to the Illuminati and get all you seeks in life. email:illuminatilordrich@gmail.com or call the temple on +2347038913945
Created time: 2014-09-22T02:46:27+0000


Name:
Comment: I am Mrs. Anita Rogers from United State. I was in need of financial help to get a new agricultural truck and start a new business, I got access to the contact of a God sent lender (Mr. Sherman Kimberley) through some testimonies of some individuals and business men who had successfully borrowed money from him, So I decided to contact him, to borrow a total amount of $200,000 from his company. I am happy to say that i have gotten my requested amount from his company and if there is anyone out there seeking financial help, I would gladly advice that you contact him directly through his email: Sherman_k01@hotmail.com He is a kind and God fearing man. My email address: annit.rogg@yahoo.com thanks, Anita Roger.
Created time: 2014-09-20T15:23:36+0000


Name: Henry Stephan Garry
Comment: - You're a good musician or a business man / woman or just any worker and you need excess money and you also want to be famous and rich here is your chance to become a member of the Illuminati and become a Star in your life. if you really are interested in becoming a full member of the illuminati not hesitate for e-mail and we also want you to know that there is none which is to determine your future, because Your future is in your hands right to join us now and become a responsible human being ok, then email us now at (wayneilluminatiagent@gmail.com) is interested become wealthy and powerful. This opportunity is set for those people we were thinking of how to become rich contact us and we will tell you were the nearest branch you can worship, come now to receive In Touch with the money there is nothing to fear about, we disclose it openly is why we sent agent for the internet. So contact us now to get rich... (wayneilluminatiagent@gmail.com)
Created time: 2014-09-02T00:24:21+0000


Name: Illuminati Freemason Temple
Comment: TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE LOAN COMPANY LAST WEEK ================================================================== I can't hide this great testimony that take place in my life I will love everyone to know it and be partaker, I am MRS LAUREN TRAVIS by name, I live in California, United State Of America, I want to thank (Mr Alvaro Amaranto) for his kindness upon my family life. I never knew that there is still nice lender like this on internet and here here on earth. Just some Months Back, I was in search for a loan of $50,000,00 as I was running out of money for feeding and rent. I was scammed $2,800 Dollars and I decided not to involve my self in such business again but a Friend of mine introduced me to a loan firm due to my appearance and doings. And I told him that I am not interested of any loan deal anymore but he told me that there is still a nice lender who he will recommend me to, and I made a trial and I am most grateful lucky am I today, I was given a loan amount of $50,000.00usd, by this great Company (Alvaro loan company) managed by (Mr Alvaro Amaranto) If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via:(Alvaroloancompany@yahoo.com) And you will be free from scams on the internet. All thanks to Mr Alvaro Amaranto You are the one who brought me and my family out of poverty. The reason why i am doing this is that, i promise Mr Amaranto that if i truly got my loan, i will advertize his company and bring customers to his company. Contact him now at (Alvaroloancompany@yahoo.com) for the Loan you have been looking for is right on your door step if you contact this great company via:Alvaroloancompany@yahoo.com God will continue to bless you and your family thanks you all and be wise to be free from scams if you contact him for we are pencil in the hand of God email:Alvaroloancompany@yahoo.com
Created time: 2014-08-31T07:27:23+0000


Name: Henry Stephan Garry
Comment: - You're a good musician or a business man / woman or just any worker and you need excess money and you also want to be famous and rich here is your chance to become a member of the Illuminati and become a Star in your life. if you really are interested in becoming a full member of the illuminati not hesitate for e-mail and we also want you to know that there is none which is to determine your future, because Your future is in your hands right to join us now and become a responsible human being ok, then email us now at (wayneilluminatiagent@gmail.com) is interested become wealthy and powerful. This opportunity is set for those people we were thinking of how to become rich contact us and we will tell you were the nearest branch you can worship, come now to receive In Touch with the money there is nothing to fear about, we disclose it openly is why we sent agent for the internet. So contact us now to get rich... (wayneilluminatiagent@gmail.com)
Created time: 2014-09-01T22:57:38+0000


Name: Henry Stephan Garry
Comment: You're a good musician or a business man / woman or just any worker and you need excess money and you also want to be famous and rich here is your chance to become a member of the Illuminati and become a Star in your life. if you really are interested in becoming a full member of the illuminati not hesitate for e-mail and we also want you to know that there is none which is to determine your future, because Your future is in your hands right to join us now and become a responsible human being ok, then email us now at (wayneilluminatiagent@gmail.com) is interested become wealthy and powerful. This opportunity is set for those people we were thinking of how to become rich contact us and we will tell you were the nearest branch you can worship, come now to receive In Touch with the money there is nothing to fear about, we disclose it openly is why we sent agent for the internet. So contact us now to get rich... (wayneilluminatiagent@gmail.com)
Created time: 2014-09-01T03:21:00+0000


Name: Omojafor Peter Gul
Comment: Do you desire Fame , Power, Riches, Recognition and Good Position ? Then you can make all your desires come to pass , contact us on this email to day at (mrgul35@gmail.com)or call us with this number today[+23408141690678] for you to join the great illuminati to be rich and famous today and to get all you need in life and to well know in the country today
Created time: 2014-09-01T05:34:33+0000


Name: Sarah Rossi
Comment: Hello every one i want to share my testimony on how i belong to Illuminati member, a friend of mine that always give me money…cos he was very rich, one day he said he is not going to give me fish that he is going to teach me how to fish, so i was very happy, i never new he was a member of Illuminati all my life will spend together! so i was initiated to the Illuminati world and few days i was awarded a contract worth of millions of Dollars, in my business i am doing very well right now,i am now the one that give money out before it was heard, if you want to belong to us email us on i illuminatifreemercy2gmail.com.,
Created time: 2014-08-30T22:38:43+0000


Name: Sarah Rossi
Comment: Hello every one i want to share my testimony on how i belong to Illuminati member, a friend of mine that always give me money…cos he was very rich, one day he said he is not going to give me fish that he is going to teach me how to fish, so i was very happy, i never new he was a member of Illuminati all my life will spend together! so i was initiated to the Illuminati world and few days i was awarded a contract worth of millions of Dollars, in my business i am doing very well right now,i am now the one that give money out before it was heard, if you want to belong to us email us on i illuminatifreemercy2gmail.com
Created time: 2014-08-30T22:38:29+0000


Name: Henry Stephan Garry
Comment: - You're a good musician or a business man / woman or just any worker and you need excess money and you also want to be famous and rich here is your chance to become a member of the Illuminati and become a Star in your life. if you really are interested in becoming a full member of the illuminati not hesitate for e-mail and we also want you to know that there is none which is to determine your future, because Your future is in your hands right to join us now and become a responsible human being ok, then email us now at (wayneilluminatiagent@gmail.com) is interested become wealthy and powerful. This opportunity is set for those people we were thinking of how to become rich contact us and we will tell you were the nearest branch you can worship, come now to receive In Touch with the money there is nothing to fear about, we disclose it openly is why we sent agent for the internet. So contact us now to get rich...
Created time: 2014-08-29T05:40:55+0000


Name: Dlord Phillip
Comment: join the Great illuminati brotherhood to be rich and famose are you a pastor,student,football,politician and market men/woman, and you want to become rich, famous,powerful. Call on 07050212065 or email on theilluminati22@gmail.com
Created time: 2014-08-30T13:05:48+0000


Name: Mitchelle Andres
Comment: I am by name Mitchelle Andres from United states, i want to use this opportunity to thank the Great DR OVIA for helping in getting my Ex husband back to me, i have been in great pains until the day i contacted DR OVIA he casted a love spell for me and told me to wait for just 12 hours that my Ex husband will call me and i did according to the instructions given to me by him and surprisingly, in 12 hours, my Ex husband really called me and started apologizing for all he had caused me. I am the happiest Woman on earth today because DR OVIA has done a wonderful deeds in my life and i will continue to share this testimony, if you would love to contact DR OVIA and if you know you are encountering same condition, visit him today by contacting him via this valid email address: droviasolutioncenter@yahoo.com or contact him through his website on http:droviasolutioncenter.webs.com Thanks...
Created time: 2014-10-01T00:03:31+0000


Name: Henry Stephan Garry
Comment: - You're a good musician or a business man / woman or just any worker and you need excess money and you also want to be famous and rich here is your chance to become a member of the Illuminati and become a Star in your life. if you really are interested in becoming a full member of the illuminati not hesitate for e-mail and we also want you to know that there is none which is to determine your future, because Your future is in your hands right to join us now and become a responsible human being ok, then email us now at (wayneilluminatiagent@gmail.com) is interested become wealthy and powerful. This opportunity is set for those people we were thinking of how to become rich contact us and we will tell you were the nearest branch you can worship, come now to receive In Touch with the money there is nothing to fear about, we disclose it openly is why we sent agent for the internet. So contact us now to get rich... (wayneilluminatiagent@gmail.com)
Created time: 2014-09-26T23:26:17+0000


Name: Harry Powell
Comment: Welcome to great illuminati order(UNITED STATE) of POWER PROTECTION, INFLUENCE,WEALTH, STARDOM,If you are interested in joining the brotherhood and you want your dreams to come through, then you have the chance to do that, join the illuminati today to get $25000 every 3 days and $1000000 monthly membership blessing for doing what you love to do best. Contact newworldilluminatiorder@hotmail.com , or call on,+12132676188 today to change your life for the better,We holds the world.
Created time: 2014-09-19T12:11:58+0000


Name: Henry Stephan Garry
Comment: - You're a good musician or a business man / woman or just any worker and you need excess money and you also want to be famous and rich here is your chance to become a member of the Illuminati and become a Star in your life. if you really are interested in becoming a full member of the illuminati not hesitate for e-mail and we also want you to know that there is none which is to determine your future, because Your future is in your hands right to join us now and become a responsible human being ok, then email us now at (wayneilluminatiagent@gmail.com) is interested become wealthy and powerful. This opportunity is set for those people we were thinking of how to become rich contact us and we will tell you were the nearest branch you can worship, come now to receive In Touch with the money there is nothing to fear about, we disclose it openly is why we sent agent for the internet. So contact us now to get rich... (wayneilluminatiagent@gmail.com)
Created time: 2014-09-16T02:27:24+0000


Name: John Fred
Comment: A FULL MEMBER OF ILLUMINATI, SO PROCEED IF YOU WANT TO JOIN NOW Am Mr john from USA I am glad today because am now a successful man of Illuminati, i have taught of been one of the Illuminati member so that i will be wealthy for life and my family will be forever rich. I get linked up by a man called mr john who introduce me to this agent who have a successful influence with this occultist Illuminati, so he took me joining the team to their real powerful man in USA who was the head of all Illuminati member to help his cousin on belonging to the membership. All because of him he really did all for me, and now am so glad of becoming a Illuminati member, i am now rich and wealthy. Thank your DR john For your support. Illuminati is a great and powerful means to get popular in life Do you want your parents to be proud of you,my email john12345illuminati@gmail.com, he will help you to be rich?phone number is +234755135379 if you want to make your self to be popular in world join the great Illuminati he we help you to come come what you want to be come in life OK
Created time: 2014-09-14T10:03:07+0000


Name: Ahmed Ibrahimi
Comment: I am Mr AHMED IBRAHIM loan firm, a legitimate, tested and trusted as well as a reputable money lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as I'll be glad to offer you a loan, Loan minimum of $5000 and maximum of $200million with and agreeable interest rate of just 2% Services Rendered include; *Home Improvement *Debt Consolidation *International Loans. *Investment Loan *Personal Loans *Business Loans *Auto Loans *Refinance FIRST INFORMATIONS NEEDED ARE: Name Of Beneficiary:......... House address:........... Marital status:...... State:............ City:................ Country:............. Nationality:....... Religion:........... Date of birth:..... Sex:............. Occupation:.......... Monthly income:...... Amount Required............ Purpose of the Loan........ Loan Duration:............ Phone Number............. How soon do you need the funds:.......... Best Regards. Contact Name :Mr AHMED IBRAHIM Await your response asap via this mail address,ahmedloanfirm@gmail.com
Created time: 2014-09-13T21:22:32+0000


Name: Irhewanbhor Trusty
Comment: WELCOME TO THE GREAT TEMPLE OF ILLUMINATI. Are u a business man, politician,musical, student and you want to be rich,powerful and be famous in life. achieve your dreams by being a member of the Illuminati With this all your dreams and heart desires can be fully accomplish, if u really want to be a member of the great Illuminati then contact Mr.Charles Williams through the cell phone +2348144369456 or contact via email @ templeofwealth05@gmail.com Personal Requirements Details: Full name.................................... Country....................................... State of origin............................ Date of birth............................... Sex.............................................. Address..................................... Phone......................................... Email address..................
Created time: 2014-09-11T03:23:22+0000


Name: Linn Cleverson
Comment: APPLY FOR YOUR 3% SECURE FAST LOANS TODAY. Goodnews today Have you been rejected by the bank, do you have poor credit or bad financial status and you need an urgent loan for any of the following reasons .settle your debts, .pay school fees for your children, .complete a project, .build a house or .start up a business. Or for whatever purpose, Contact us now via : linncfinance@gmail.com with the following details for your fast, secure loans Name: Amount: Duration: Country: Phone Number: Email: Thanks Awaiting your urgent application. Note all responses should be forwarded to: linncfinance@gmail.com.
Created time: 2014-09-08T09:21:13+0000


Name: Allô Student Rentals
Comment: This article is a fantastic resource for students studying abroad! Keeping a close eye on one's budget when studying abroad is essential and can be quite challenging when dealing with foreign currencies. It's easy to get confused with the currency translation and find yourself paying $9 for a coke! I found that a great app to have on hand is World Currency Converter. It allows you to immediately convert from one currency to another. Another great app is called Mint, which keeps track of your spending all in one place. Bon Voyage! Sarah Awde L'Equipe Allô Student Rentals
Created time: 2014-09-07T17:12:46+0000


Name: Joyce Susan
Comment: i am giving a testimony of how i become rich and famous today... i was deeply strangled up by poverty and i had no body to help me, and also i search for help from different corners but to no avail... i see people around me getting rich but to me i was so ashamed of my self so i met a man on my way he was very rich and he was a doctor so he told me something and i think over it though out the day so the next day i looked up and i keep repeating what he said to me. " if you want to get rich quick and be famous" you need to cross your heart and do what is in your mind so i tried all i could in other for me to do as he said so later on i told my fellow friend about this same thing then my friend was interested in my suggestions so i decided to look in the internet and i found an email address of this great fraternity( illuminatibrotherhood662@gmail.com] so we decided to contact them and unfortunately we did as they instruct us to do and later they told us to get some requirements and all the rest... so this initiation took us just a week and later on the great fraternity gave us $70,000,000.00 to start up our lives.... and now am testifying that if in any case you want to join any great fraternity all you need to do is for you to contact them because they are legitimate and they do as what they instructed them to do okay so email them now at illuminatibrotherhood662@gmail.com or call me on this number +23480112237749
Created time: 2014-09-06T23:18:07+0000


Name: Henry Stephan Garry
Comment: - You're a good musician or a business man / woman or just any worker and you need excess money and you also want to be famous and rich here is your chance to become a member of the Illuminati and become a Star in your life. if you really are interested in becoming a full member of the illuminati not hesitate for e-mail and we also want you to know that there is none which is to determine your future, because Your future is in your hands right to join us now and become a responsible human being ok, then email us now at (wayneilluminatiagent@gmail.com) is interested become wealthy and powerful. This opportunity is set for those people we were thinking of how to become rich contact us and we will tell you were the nearest branch you can worship, come now to receive In Touch with the money there is nothing to fear about, we disclose it openly is why we sent agent for the internet. So contact us now to get rich... (wayneilluminatiagent@gmail.com)
Created time: 2014-09-06T21:46:41+0000


Name: Magnificent Jerry
Comment: This is a great temple of the Illuminati were you find, riches, power and fame, are you a business man or woman, are you a politicians or a lecturer, are you a student or graduate, what so ever you be in all over the world dose not matter to us, what matter a lot to us is to see you happy and rich, we are giving you the chance here to be what so ever you want to be in life, join the Illuminati secret brotherhood and get all you need in life, we offer every thing you need in life, if you are really ready to make it in life is better you kindly email us now so that we can proceed with your request from our temple, contact us through this email now on famousilluminatilord@gmail.com, or you call on:+2348065283683
Created time: 2014-08-01T23:05:06+0000


Name: Dickson Johns
Comment: Join the Illuminati brotherhood online today and get the sum of $1,000000USD with a free home any where you choose to live in the world and also get $200,000USD monthly as salary. But all these will be given to you after seeing your interest, seriousness and willingness. Email: greatrichies@gmail.com Or call +2348115503163. If you are interested, kindly fill the following information given below" Full name: Country: State of origin: Occupation: Date of birth: Sex: Address: Phone: Email address: Note that you are to attach a passport of your image, tell us little about yourself and your purpose of wanting to become a member of the GREAT ILLUMINATI BROTHERHOOD... No dirty game, no human sacrifice. Email:greatrichies@gmail.com Or call +2348115503163.
Created time: 2014-08-01T03:18:30+0000